Fee Transparency: OUR 3-TIERED ADVISORY MATRIX

 TIER 1: THE HOME EQUITY ACCELERATOR

• Target Profile: First-time homebuyers, clients navigating core market price points, or prospects requiring focused financial tutoring and step-by-step transaction guidance.
• Onboarding Gatekeeper Retainer: $1,000.00 (Pre-pays and completely covers your first 6.6 hours of diagnostic setup and initial education)
• Professional Advisory Rate: $150.00 / Hour (Billed in transparent 15-minute increments every 14 days)
• Core Focus: Fundamental debt structures, predatory lending defense, local property tax cap tracking, and automated equity acceleration strategy.

 TIER 2: CORE MARKET ADVISORY

• Target Profile: Mid-market buyers and sellers who understand baseline real estate metrics but require expert cost-of-capital structuring, itemized basis tracking, and advanced contract engineering.
• Onboarding Gatekeeper Retainer: $2,500.00 (Pre-pays and completely covers your first 7.14 hours of strategic research)
• Professional Advisory Rate: $350.00 / Hour (Billed in transparent 15-minute increments every 14 days)
• Core Focus: Holistic mortgage interest tax deduction balancing, itemized cost-basis adjustments, and comprehensive regional market underwritings.

 TIER 3: PRIVATE WEALTH ADVISORY

• Target Profile: Luxury portfolios, high-net-worth individuals, or estates involving complex legal structures, multi-layered family trusts, corporate LLC buying entities, or alternative liquidity tracking.
• Onboarding Gatekeeper Retainer: $4,500.00 (Pre-pays and completely covers your first 11.25 hours of deep structural diagnostics)
• Professional Advisory Rate: $400.00 / Hour (Billed in transparent 15-minute increments every 14 days)
• Core Focus: Securities-Backed Lines of Credit (SBLOC) integration, advanced capital gains tax-drag insulation, cross-collateralization, and multi-party fiduciary legal coordination.

THE CLOSING TABLE RECONCILIATION: HOW IT WORKS

Regardless of your tier, you never pay double. Every single dollar of the standard cooperative buyer-broker or listing commission offered in the marketplace is legally credited 100% directly back to your final Settlement Statement (Closing Disclosure) at the title company.

This marketplace credit instantly offsets or completely wipes out your bi-weekly hourly advisory bills, frequently returning thousands of extra dollars in pure cash savings directly back to your bank account or portfolio.